Financial Freedom

Is there another way to manage risk than having a buy and hold strategy? Maybe if you allocate smartly. William Bengen, the financial advisor who came up with the 4% rule of thumb for retirement...

I’ve enjoyed semi-retirement since I left my full-time job at the bank and started my coaching company at age 29. My strategy is to maximize the quality and enjoyment of my life at every age. I...

Are you wondering whether inflation has derailed your path to financial freedom? I follow a few bloggers in the F.I.R.E. (Financial Independence Retire Early) community. And once again, I’m worried...

I just read Nick Maggiulli’s book, Just Keep Buying: Proven Ways to Save Money and Build Your Wealth and found it an excellent primer for saving and investing. It's a book I’ll save to give to my...

Esteemed retirement researcher and creator of the 4% Rule, William Bengen has confessed that he is not comfortable at age 70 having 50% invested in stocks in the current market. He has moved 70% of...

Many women don’t feel like they deserve to be wealthy for one reason or another. My own mother has always been “poor” mainly because she, like so many women, has been the sole provider of her three...

When it comes time to save for future retirement, Americans on the whole are terrible at it. It appears most Americans will either work until they drop dead or live in much more modest circumstances...

What exactly is semi-retirement? As the burgeoning FIRE community continues to grow, we are seeing different kinds of early retirements. It’s clear that one size does not fit all when it comes to...

There is no 100% guarantee on financial security or safety—it is an illusion. Certainty is a mirage. The best security is knowing that you are flexible, resourceful, and able to roll with the...

Simplify your financial life to gain freedom from unnecessary tasks and help yourself get on the path to financial freedom and independence. Here a few simple ways you can automate your personal...

The first mental shift is the most critical step to get you on the path to financial freedom. You need to believe it is possible or you’ll give up too soon or never even begin because you didn’t...

The strategy you use to accumulate wealth in an investment portfolio isn’t the same strategy you use to take your money out of a portfolio (decumulation).  You need a completely different strategy....